Effective starting: January 1, 2021

We ask that you read this disclaimer carefully as it contains important information on our service availability, liability and links listed on our website. This disclaimer should be read together with our Privacy Policy which sets out how and why we collect, store, use and share personal information. It also details your rights in relation to your personal information and details of how to contact us.

Service availability

While Calculum shall endeavour to make this site available at all times, Calculum will not be liable if, for any reason, the site is unavailable for any period of time. Access to this site may be suspended at any time without prior notice being given.


Calculum is not liable for any damages arising in contractor otherwise from the use of or inability to use this site or any material contained in it, or from any action or decision taken as a result of using the Calculum website.

The materials on this site comprise Calculum's views; they do not constitute legal or other professional advice. You should consult your professional adviser for legal or other advice before making any decision.This site offers links to other sites thereby enabling you to leave this site and go directly. In addition, Calculum is not responsible for the content of any linked site or any link in a linked site. Calculum is not responsible for any transmission received from any linked site. The links are provided to assist visitors t and the inclusion of a link does not imply that Calculum endorses or has approved the linked site.