Calculum is a science-driven, AI-powered supply chain analytics platform unlocking working Capital, generating billions of free cash flow. Calculum does it by providing insights to finance and procurement teams on their suppliers, allowing them to transform the way payment terms are benchmarked, negotiated, and optimized. The result is, on average, 8% in additional cash flow, considering ESG, credit ratings, and supply chain risk assessments.
Headquartered in Miami, with operations in Europe and South America, Calculum’s platform is a Spinoff from the leading University of St. Gallen in Switzerland and is currently used by some of the largest companies in the world to gain a competitive advantage.
Cal-cu-lum (kalkyələm, Latin) is the mathematical study of continuous change, a particular method or system of calculation and reasoning.
Our vision as key driver
Is there a better way to apply data analytics and AI to improve decisions made within financial supply chains? Our company was born with the aim of achieving the first step in this journey: calculating and negotiating the optimum payment terms between suppliers, thus improving working capital and margins and reducing risks and costs for businesses across the world.
Payment terms form an integral part of any business-to-business (B2B) relationship affecting cash flow, profitability, sales growth, credit, and supply risk with an impact on a company’s shareholder value.
To help businesses grow and optimize overall company performance based on their financial supply chain, Calculum was born and built the first platform capable of analyzing, predicting, and optimizing payment terms with millions of suppliers around the globe.
Calculum’s long-term mission
We are a team of engineers and entrepreneurs with experience in global supply chains, data management, and fintech. We hold the solutions we craft to the highest standards and believe that exceptionally engineered systems are the cornerstones of the value proposition to our clients.
Navigating through multiple data sources and thousands of different data points is complex and time-consuming. Powered by artificial intelligence (AI) and perfected by processing millions in transactions, Calculum provides accurate, updated information on your financial supply chain that allows you to gain a competitive advantage.
We’re passionate about enabling sustainability and facilitating access to financial liquidity, empowering businesses and their suppliers to be more competitive. So far, insights into financial supply chains have been offered by expensive top-tier consultancy companies and based on their manual calculations. Our mission is to make data available to every company in any industry, regardless of size and country.
Our main focus is on our clients.
From the beginning, we’ve focused on providing the best user experience possible and ensuring the success of our customers. Whether we are designing a feature on our platform or providing a new data point, it is always with the goal of empowering and improving the experience of our customers.
We do the right thing.
We work to the highest standards of integrity in everything we do. We strive to act truthfully, ethically, and honorably, and always do the right thing. Behaving morally is a critical and elemental part of our success.
To innovate is what drives us.
Our primary drive is to generate breakthrough ideas and convert them into solutions. We value innovation over tradition. We innovate to deliver superior customer value and improve our competitive position. Impossible challenges are a product of the mind. The right ambitions, analysis, and use of technology can overcome them.
We are honest and share the information.
We’re transparent in all we do. This transparency allows us to build trust among our employees, clients, partners, and shareholders. Trust enables speed, and speed means more opportunities to improve upon our biggest strengths.
We provide data insights that cross all borders.
We are a global company with a mission to optimize payment terms across the entire world and in every industry, making a difference for companies of any size.
Our expertise, your success.
We help our clients improve their payment terms with one of the world’s largest databases on payment terms. We know what we do well and how we can do it better. Through continuous iteration of challenging issues, we can solve complex issues and continually improve a service that already makes a difference to our clients.
As passionate people we achieve more.
Passion is the single most important ingredient in a successful business. There is a virtuous cycle for those with passion. Loving and taking pride in what you do instills the motivation to work harder to succeed.
Our position today
We are on a mission, allowing companies to unlock billions of dollars in free cash flow, improving their margins, selecting the right suppliers, and reducing the risk of supply chain disruptions. Tasks that took companies and experienced analysts months to achieve on a small number of suppliers, can be done by Calculum in seconds.
By leveraging AI and advanced algorithms based on millions of data points, we generate crucial insights into financial supply chains and uncover opportunities available to any business regardless of size, industry, or geography.
Our position tomorrow
Calculum has embarked on a journey with the team, developing many more solutions that extend and expand the offering to customers. This ensures companies have more insights, further improving their liquidity and supplier relationships.
Once you have created a platform that collects, collates, and analyzes key data points of companies’ financial supply chains, attributing actions to a company’s performance becomes possible and inevitable.