Your Opportunity

Scientific approach

Compare, analyze, and design your financial supply chain

With Calculum, you can compare your company with your peers and competitors, analyze your trading partners and reveal improvement opportunities. With clear guidance and armed with objective benchmark arguments, your organization is able to generate additional cash flow and generate operating margins while reducing the risk of supply chain disruptions.

But we don’t stop there. We follow through and help you to plan your optimization program based on your individual targets and scenarios. In addition, we give you all insights on each trading partner to negotiate your new terms as well as execute and track the results within your organization.

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Artificial intelligence

AI-enabled competitive analytics platform

Calculum is offering a secure, cloud-based data intelligence platform. We call her ADA. ADA uses rules-based logic to collate, process, analyze, predict and visualize financial supply chain data from multiple internal and external sources. And layers on multiple different factors to predict and estimate payment terms, analyze working capital metrics and margins between suppliers and buyers.

The analysis of payment terms is based on years of development including research conducted by the team and academics from leading universities.

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Get a competitive advantage

Track trading partners real-time, reveal strategic opportunities

Peer-Group Analysis

Comparison of a company’s working capital metrics and payment terms versus direct competitors, customers, suppliers, and peer group averages such as region, country, or industry.

Spend & Sales Overview

Aggregated view on your trading partners giving you insights into spend and sales concentrations, credit ratings, terms of payments and collections as well as geographical, and industrial distribution.


Detailed analysis on optimizing payment terms based on different strategies such as converting early cash discounts, DSO comparison, leveraging industry standards, country legislations, or peer-group averages.

Credit Monitoring

Analyzing each company allowing you to review and monitor your credit exposure as well as the risk of supply chain disruptions based on accurate credit processes with standardized financial risk evaluations.

AI & Machine Learning

Artificial intelligence and advanced analytics based on algorithms learning from new data uploads and client feedback loops.

Execution & Negotiation

Execution interface, negotiation arguments, and entity scorecards to achieve required terms across your organization with tracking of milestones.

Planning & Scenarios

Detailed plan of how to roll out new terms based on your goals, including multiple micro and macro scenarios over a specific time period.

Supplier & Customer Scorecards

Full analysis on individual customers and suppliers, credit scoring, payment terms comparisons as well as financial and peer-group analysis.

Get a competitive advantage

Reveal strategic opportunities and derive insights

You no longer have to rely on numerous Excel files and manual guesstimates to interact with data from your supply chain. Now, you can design your capital, share queries, make decisions and automate the monitoring using Calculum’s intuitive ADA Platform.

Explore datasets from over 15 million private and public companies profiled. Efficiently search datasets organized on an aggregated and singular naming structure.

Who is Ada

Achieving your targets

Your corporate objectives supported

Calculum helps your organization with your objectives around improving working capital, improving margins, identifying and reducing risk as well as supporting financing initiatives.

Improve Working Capital

Generate Cash Flow

Reduce Working Capital

Reduce (DSO)

Increase (DPO)

Manage  Risks

Monitor Credit Risk

Reduce Supply Chain Disruptions

Improve Transparency on Customers

Improve Transparency on Suppliers

Support Financing

Support Receivable Financing

Support Supply Chain Financing

Support Dynamic Discounting

Improve Margins

Reduce Pricing of purchased Goods/Services

Generate more Cash Discounts

Generate higher Revenues

Secured and encrypted

Derive insights while protecting your data as a core asset

Instead of predicting payment terms by comparing the same companies, Calculum is applying an attribute and pattern-based approach.

All companies are anonymized and analyzed based on their key attributes and trading patterns. This allows comparing similar companies with the same features creating millions of different combinations. By using only attributes and patterns rather than company names, Calculum also ensures data privacy.

Security and encryption

Options to work with us

We make it easy for you to get started

You can use APIs and data integrations or simply upload your data and queries via an Excel / CSV file. And of course, you can always query our database and search for companies in our ADA platform.

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