Say “Hi” to Ada
Our cloud-based, science-driven analytics engine, Ada, empowers companies of all sizes to efficiently unlock working capital and generate millions in predictable free cash flow.
The Science behind Ada
Calculating and negotiating the optimum payment terms with suppliers and customers, thus improving working capital and margins as well as reducing risks and costs for businesses across the world.
Key Performance
for Clients and Partners
Matching Rate
The platform achieves an average matching rate of 91% across suppliers and customers - meaning we already have all your key trading partners in our database and the insights you need for immediate access.
Spend/Sales Volume analyzed
Largest global database solely focusing on one purpose: Optimizing your payment terms with your suppliers and customers.

Working Capital Improvement
The platform generates a clear Return on Investment (ROI) for your organization by identifying, on average, over 11% in working capital improvements. This gain is free cash flow, available for direct strategic reinvestment into your business.

Data Integrity
The platform ensures exceptional data stability through a 99.9999% data integrity commitment, providing clients with unparalleled confidence.
Data Transfer via API
We enable secure, real-time data transfer directly to your systems via API, ensuring immediate access to the latest insights for seamless integration.

How does your Organization Benefit
Discover Insights & Make Decisions
Leverage millions of data points to gain a clear view of your supply chain.
Ada combines real-time financial and peer intelligence to deliver objective, repeatable negotiation strategies and scenario modeling.

Increased Accuracy
Use proven AI algorithms validated across millions of data points, companies, industries, and geographies-ensuring trusted, data-backed recommendations for treasury, procurement, and credit teams.

Data Management
Ada ingests data from any internal or external source and enriches it in real time.
Disparate inputs are transformed into normalized financial models, risk ratings, and competitive benchmarks.

Advisory & Execution Support
Our global team acts as an extension of yours-helping identify opportunities, support negotiations, and manage your entire payment-terms optimization program.
You can fully outsource supplier or customer outreach using messaging approved by your team.

Intelligent Data Enrichment & Classification
Say goodbye to old or inaccurate data and ensure data quality with AI-driven cleansing and classification.
Supplier and buyer profiles are enriched with consistent taxonomy, enabling instant grouping by industry, risk, and peer sets - across both major strategic partners and long-tail suppliers.

Visualization
Interact with an intuitive, award-winning interface that turns complex analytics into actionable insights. Drill into charts, tables, and models to uncover cash-flow and cost-saving opportunities.

“Here at Corpay, we are enthusiastic about our new relationship with Calculum, offering enhanced supplier payment visibility and options for companies seeking to simplify payments and boost working capital.”
Secure & Encrypted
Our client base - comprising multinational corporations, financial institutions, and leading advisory organizations - entrusts us with highly confidential data. This makes it imperative to continually establish, maintain, and advance stringent information security measures.
Secure Environment
Our physical infrastructure is hosted and managed within data centers that maintain certifications for ISO 27001, SOC 1, SOC 2, PCI DSS Level 1, FISMA Moderate, and SOX compliance.
Multi-Factor Authentication
Two-factor authentication and strong password controls are required for administrative access to Calculum’s platform.
Data Encryption
Calculum stores data at rest using 256-bit AES encryption and uses an SSL/TLS secure tunnel to transfer data between your system and our API.
Secure Development Practices
Our development follows industry-standard secure coding guidelines, such as those recommended by OWASP.
